How the money reaches you, where you live
Twelve countries. Every route says how it works, how long it takes and what it costs — including the one that needs no bank account.
Pick where you are
- Nigeria NGN →
- Kenya KES →
- Pakistan PKR →
- Bangladesh BDT →
- Philippines PHP →
- Indonesia IDR →
- Egypt EGP →
- Vietnam VND →
- India INR →
- Argentina ARS →
- Türkiye TRY →
- Brazil BRL →
Your country isn't here? Earning credit, spending it across the Tutu apps and sending it to someone work almost everywhere — only the last step, turning it into local cash, depends on where you are.
Spend →