India
Getting paid in India
UPI made local transfers nearly free and instant, while anything cross-border still means forms and days of waiting — for small amounts it is often not worth starting.
How credit becomes INR here
- Spend it directly across the Tutu suite — zero fee.
- ★List it on the market for rupees; someone nearby buys it and escrow holds the credit until you confirm.
- Airtime and wallet channels are being connected.
- Sending to someone you know always works: zero fee, instant.
No bank account at all?
That route was never the one meant for you. List your credit on the market, someone nearby buys it with local currency, and the credit stays in escrow until you confirm you were paid — no bank anywhere in the chain.
Read how trading works →